Filing for Chapter 7 Bankruptcy in 3 Easy Steps

If you are facing a seemingly insurmountable amount of debt, you may feel as if you have no options left to overcome this problem. However, there is a way you can get out of debt so you can start rebuilding your credit. By filing for Chapter 7 bankruptcy, you can have many of your debts discharged through the liquidation of personal property or assets.

Filing for bankruptcy can be a difficult period in your life. However, you don’t have to go through this time alone. If you or someone you know is facing financial difficulty, you need to take action. Contact a Boston bankruptcy attorney of Joshua Spirn & Associates today at 800-975-5346 and schedule a free consultation to discuss your legal options.

3 Steps to File for Bankruptcy

Before you can file for Chapter 7 bankruptcy, you must meet certain requirements set by the federal government. To ensure that you can qualify for Chapter 7 bankruptcy, you should take the following three steps:

1. Get All Financial Records in Order – you must first present the court with all of your financial records to show the severity of your situation and why you should file for bankruptcy.
2. Undergo Credit Counseling – all debtors also have to attend credit counseling courses to understand all other options they may have.
3. Check the Means Test – the final step is passing the means test, which finalizes your eligibility for filing for this type of bankruptcy.

Filing for bankruptcy can be a difficult journey for anyone, but an experienced Boston Chapter 7 lawyer can guide you through this process so that you can clear your debts.

Contact Us

If you are facing overwhelming debt, you may need help filing for bankruptcy. To learn more about Boston bankruptcy, contact a Boston bankruptcy lawyer of Joshua Spirn & Associates today at 800-975-5346 and let us help you every step of the way.