Car Insurance and Bankruptcy

Car ownership is expensive. Even the most affordable car requires gasoline and oil changes, in addition to the cost of repairs and insurance. For people who are living with heavy debt, going without car insurance might seem like a way to lighten monthly expenses. Going without insurance is illegal, however. If you are at a point where you cannot afford your car insurance, it might be time to consider bankruptcy as an alternative to putting yourself at risk.

By law everyone who drives a car in Massachusetts must have insurance. Even setting aside the legal requirements, car insurance is a necessity in the event of an accident. Driving without insurance doesn’t just put you at risk of expensive car repairs and legal penalties; it also puts everyone else on the road at risk if you happen to hit them.

Even if the premium for your car insurance is high, you should not have to go without it just to get by. If your finances are in dire condition now, an uninsured car accident will only salt the wounds and leave you destitute. Bankruptcy protection from the government can help you pay off your debts safely without putting yourself at serious risk.

Contact Us

If you are struggling to pay the bills, with no sign of debt relief in sight, filing for bankruptcy can give you a chance to get your finances in order while freeing your life of debt. To discuss your case with the experienced Boston bankruptcy lawyers, contact the attorneys of Joshua Spirn & Associates today at 800-975-5346.